Pennsylvania Insurance Department

Learn About 2026 Health Insurance Premium Changes

Health insurance premiums are expected to increase substantially in 2026. To help Pennsylvanians prepare, we've compiled resources and will be hosting in-person educational sessions.

Health Insurance Premium In-Person Educational Sessions

Overall premiums will rise in both the individual market (for people who purchase coverage on their own) and the small group market (for small businesses).

Despite rising premiums, Pennie will continue to offer a range of coverage options, along with financial assistance for those who qualify. No two circumstances are alike. One Pennsylvanian may see premiums decrease, while another may see an increase – even if both purchase coverage through Pennie. Factors such as age, location, household income, family size, and market competition all affect what someone pays and what level of subsidy they may receive. 

The Pennsylvania Insurance Department is hosting educational sessions that explain:

  • Why rates are going up
  • How we regulate the health insurance market
  • How to shop smart during this year's upcoming Open Enrollment period
  • What resources are available to help you save

Find an Educational Session Near You