Pennsylvania Insurance Department

Coverage Areas for 2027 Small Group Market Plans

Check the maps and county listings to see which plans are available to you.

What is a Coverage Area?

Each plan available in 2027 has a unique footprint. To enroll in a specific plan, you must live within that footprint.

Important note: These maps apply only when purchasing a plan. They do not show limits on your health care coverage or provider network.

*Counties in purple mean the plan was available in 2026 and will also be available in 2027. Counties in light blue mean the plan is newly available for the upcoming 2027 plan year.

Capital Advantage Assurance Company

Capital Advantage Assurance Company covers the following Pennsylvania counties in 2027: Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, and York.

Capital Advantage Assurance Company – 2027 Coverage Map, Small Group Market

Geisinger Health Plan

Geisinger Health Plan covers the following Pennsylvania counties in 2027: Adams, Bedford, Berks, Blair, Bradford, Cambria, Cameron, Carbon, Centre, Clearfield, Clinton, Columbia, Cumberland, Dauphin, Elk, Franklin, Fulton, Huntingdon, Jefferson, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northampton, Northumberland, Perry, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Wayne, Wyoming, and York.

Geisinger Health Plan – 2027 Coverage Map, Small Group Market

Geisinger Quality Options

Geisinger Quality Options covers the following Pennsylvania counties in 2027: Adams, Bedford, Berks, Blair, Bradford, Cambria, Cameron, Carbon, Centre, Clearfield, Clinton, Columbia, Cumberland, Dauphin, Elk, Franklin, Fulton, Huntingdon, Jefferson, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northampton, Northumberland, Perry, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Wayne, Wyoming, and York.

Geisinger Quality Options – 2027 Coverage Map, Small Group Market

Highmark Benefits Group

Highmark Benefits Group covers the following Pennsylvania counties in 2027: Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, and York.

Highmark Benefits Group – 2027 Coverage Map, Small Group Market

Highmark Care Benefits

Highmark Care Benefits covers the following Pennsylvania counties in 2027: Bradford, Carbon, Clinton, Lackawanna, Luzerne, Lycoming, Monroe, Pike, Sullivan, Susquehanna, Tioga, Wayne, and Wyoming.

Highmark Care Benefits – 2027 Coverage Map, Small Group Market

Highmark Coverage Advantage

Highmark Coverage Advantage covers the following Pennsylvania counties in 2027: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Columbia, Crawford, Elk, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, Lehigh, McKean, Mercer, Mifflin, Montour, Northumberland, Potter, Snyder, Somerset, Union, Venango, Warren, Washington, and Westmoreland.

Highmark Coverage Advantage – 2027 Coverage Map, Small Group Market

Highmark, Inc.

Highmark, Inc. covers the following Pennsylvania counties in 2027: Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Columbia, Crawford, Cumberland, Dauphin, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lancaster, Lawrence, Lebanon, Lehigh, McKean, Mercer, Mifflin, Montour, Northampton, Northumberland, Perry, Potter, Schuylkill, Snyder, Somerset, Union, Venango, Warren, Washington, Westmoreland, and York.

Highmark, Inc. – 2027 Coverage Map, Small Group Market

Highmark Senior Health Company

Highmark Senior Health Company covers the following Pennsylvania counties in 2027: Bucks, Chester, Delaware, Montgomery, and Philadelphia.

Highmark Senior Health Company – 2027 Coverage Map, Small Group Market

Independence Assurance Company

Independence Assurance Company covers the following Pennsylvania counties in 2027: Bucks, Chester, Delaware, Montgomery, and Philadelphia.

Independence Assurance Company – 2027 Coverage Map, Small Group Market

Keystone Health Plan Central

Keystone Health Plan Central covers the following Pennsylvania counties in 2027: Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, and York.

Keystone Health Plan Central – 2027 Coverage Map, Small Group Market

Keystone Health Plan East | AmeriHealth HMO, Inc.

Keystone Health Plan East covers the following Pennsylvania counties in 2027: Bucks, Chester, Delaware, Montgomery, and Philadelphia.

Keystone Health Plan East/AmeriHealth HMO Inc. – 2027 Coverage Map, Small Group Market

UnitedHealthcare Insurance Company

UnitedHealthcare Insurance Company covers all Pennsylvania counties in 2027.

UnitedHealthcare Insurance Company – 2027 Coverage Map, Small Group Market

UnitedHealthcare of Pennsylvania, Inc.

UnitedHealthcare of Pennsylvania, Inc. covers the following Pennsylvania counties in 2027: Crawford, Clarion, Erie, Forest, Mckean, Mercer, Venango, Warren, Elk, Cameron, Potter, Bradford, Carbon, Clinton, Lackawanna, Luzerne, Lycoming, Monroe, Pike, Sullivan, Susquehanna, Tioga, Wayne, Wyoming , Allegheny, Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, Washington, Westmoreland, Bedford, Blair, Clearfield, Cambria, Huntingdon, Jefferson, Somerset, and Centre.

UnitedHealthcare of PA – 2027 Coverage Map, Small Group Market

UPMC Health Benefits, Inc.

UPMC Health Benefits, Inc. covers Clearfield and Crawford counties in 2027.

UPMC Health Benefits – 2027 Coverage Map, Small Group Market

UPMC Health Network, Inc. (formerly UPMC Health Options)

UPMC Health Options, Inc. covers the following Pennsylvania counties in 2027: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Clarion, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, McKean, Mercer, Potter, Somerset, Venango, Warren, Washington, and Westmoreland.

UPMC Health Network, Inc. – 2027 Coverage Map, Small Group Market

UPMC Health Plan, Inc.

UPMC Health Plan, Inc. covers the following Pennsylvania counties in 2027: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Clarion, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, McKean, Mercer, Potter, Somerset, Venango, Warren, Washington, and Westmoreland.

UPMC Health Plan, Inc. – 2027 Coverage Map, Small Group Market