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    Pennsylvania Insurance Department

    Coverage Areas for 2026 Small Group Market Plans

    Check the maps and county listings to see which plans are available to you.

    What is a Coverage Area?

    Each plan available in 2026 has a unique footprint. To enroll in a specific plan, you must live within that footprint. Your health care coverage is not limited to only the counties or areas listed.

    *Counties in purple mean the plan was available in 2025 and will also be available in 2026. Counties in light blue mean the plan is newly available for the upcoming 2026 plan year.

    Capital Advantage Assurance Company

    Capital Advantage Assurance Company covers the following Pennsylvania counties in 2026: Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, and York.

    Geisinger Health Plan

    Geisinger Health Plan covers the following Pennsylvania counties in 2026: Adams, Bedford, Berks, Blair, Bradford, Cambria, Cameron, Carbon, Centre, Clearfield, Clinton, Columbia, Cumberland, Dauphin, Elk, Franklin, Fulton, Huntingdon, Jefferson, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northampton, Northumberland, Perry, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Wayne, Wyoming, and York.

    Geisinger Quality Options

    Geisinger Quality Options covers the following Pennsylvania counties in 2026: Adams, Bedford, Berks, Blair, Bradford, Cambria, Cameron, Carbon, Centre, Clearfield, Clinton, Columbia, Cumberland, Dauphin, Elk, Franklin, Fulton, Huntingdon, Jefferson, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northampton, Northumberland, Perry, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Wayne, Wyoming, and York.

    Highmark, Inc.

    Highmark, Inc. covers the following Pennsylvania counties in 2026: Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Columbia, Crawford, Cumberland, Dauphin, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lancaster, Lawrence, Lebanon, Lehigh, McKean, Mercer, Mifflin, Montour, Northampton, Northumberland, Perry, Potter, Schuylkill, Snyder, Somerset, Union, Venango, Warren, Washington, Westmoreland, and York.

    Highmark Benefits Group

    Highmark Benefits Group covers the following Pennsylvania counties in 2026: Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, and York.

    Highmark Care Benefits

    Highmark Care Benefits covers the following Pennsylvania counties in 2026: Bradford, Carbon, Clinton, Lackawanna, Luzerne, Lycoming, Monroe, Pike, Sullivan, Susquehanna, Tioga, Wayne, and Wyoming.

    Highmark Coverage Advantage

    Highmark Coverage Advantage covers the following Pennsylvania counties in 2026: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Columbia, Crawford, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, Lehigh, McKean, Mercer, Mifflin, Montour, Northumberland, Potter, Snyder, Somerset, Union, Venango, Warren, Washington, and Westmoreland.

    Highmark Senior Health Company

    Highmark Senior Health Company covers the following Pennsylvania counties in 2026: Bucks, Chester, Delaware, Montgomery, and Philadelphia.

    Independence Assurance Company

    Independence Assurance Company covers the following Pennsylvania counties in 2026: Bucks, Chester, Delaware, Montgomery, and Philadelphia.

    Keystone Health Plan Central

    Keystone Health Plan Central covers the following Pennsylvania counties in 2026: Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, and York.

    Keystone Health Plan East | AmeriHealth HMO, Inc.

    Keystone Health Plan East covers the following Pennsylvania counties in 2026: Bucks, Chester, Delaware, Montgomery, and Philadelphia.

    UnitedHealthcare Insurance Company

    UnitedHealthcare Insurance Company covers all Pennsylvania counties in 2026.

    UnitedHealthcare of Pennsylvania, Inc.

    UnitedHealthcare of Pennsylvania, Inc. covers all Pennsylvania counties in 2026.

    UPMC Health Benefits, Inc.

    UPMC Health Benefits, Inc. covers Clearfield and Crawford counties in 2026.

    UPMC Health Options, Inc.

    UPMC Health Options, Inc. covers the following Pennsylvania counties in 2026: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Clarion, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, McKean, Mercer, Potter, Somerset, Venango, Warren, Washington, and Westmoreland.

    UPMC Health Plan, Inc.

    UPMC Health Plan, Inc. covers the following Pennsylvania counties in 2026: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Clarion, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, McKean, Mercer, Potter, Somerset, Venango, Warren, Washington, and Westmoreland.