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    Pennsylvania Insurance Department

    Coverage Areas for 2026 Individual Market Plans

    Check the maps and county listings to see which plans are available to you.

    What is a Coverage Area?

    Each plan available in 2026 has a unique footprint. To enroll in a specific plan, you must live within that footprint. Your health care coverage is not limited to only the counties or areas listed.

    *Counties in purple mean the plan was available in 2025 and will also be available in 2026. Counties in light blue mean the plan is newly available for the upcoming 2026 plan year.

    Ambetter Health of Pennsylvania, Inc.

    Ambetter Health of Pennsylvania, Inc. covers the following Pennsylvania counties in 2026: Berks, Blair, Bradford, Bucks, Cambria, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Delaware, Elk, Fayette, Huntingdon, Jefferson, Juniata, Lackawanna, Lancaster, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Philadelphia, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Union, Wayne, Westmoreland, and Wyoming.

    Capital Advantage Assurance Company

    Capital Advantage Assurance Company covers the following Pennsylvania counties in 2026: Centre, Union, Northumberland, Montour, Columbia, Mifflin, Snyder, Juniata, Perry, Dauphin, Lebanon, Schuylkill, Lehigh, Northampton, Berks, Lancaster, Cumberland, Fulton, Franklin, Adams, and York.

    Geisinger Health Plan

    Geisinger Health Plan covers the following Pennsylvania counties in 2026: Adams, Bedford, Berks, Blair, Bradford, Cambria, Cameron, Carbon, Centre, Clearfield, Clinton, Columbia, Cumberland, Dauphin, Elk, Franklin, Fulton, Huntingdon, Jefferson, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northampton, Northumberland, Perry, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Wayne, Wyoming, and York.

    Geisinger Quality Options

    Geisinger Quality Options covers the following Pennsylvania counties in 2026: Adams, Bedford, Berks, Blair, Bradford, Cambria, Cameron, Carbon, Centre, Clearfield, Clinton, Columbia, Cumberland, Dauphin, Elk, Franklin, Fulton, Huntingdon, Jefferson, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mifflin, Monroe, Montour, Northampton, Northumberland, Perry, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Wayne, Wyoming, and York.

    Health Partners Plans, Inc.

    Health Partners Plans, Inc. covers the following Pennsylvania counties in 2026: Bucks, Carbon, Delaware, Lehigh, Monroe, Montgomery, Northampton, Philadelphia, and Schuylkill.

    Highmark, Inc.

    Highmark, Inc. covers the following Pennsylvania counties in 2026: Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Columbia, Crawford, Cumberland, Dauphin, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lancaster, Lawrence, Lebanon, Lehigh, McKean, Mercer, Mifflin, Montour, Northampton, Northumberland, Perry, Potter, Schuylkill, Snyder, Somerset, Union, Venango, Warren, Washington, Westmoreland, and York.

    Highmark Benefits Group

    Highmark Benefits Group covers the following Pennsylvania counties in 2026: Bradford, Bucks, Carbon, Chester, Clinton, Delaware, Lackawanna, Luzerne, Lycoming, Monroe, Montgomery, Philadelphia, Pike, Sullivan, Susquehanna, Tioga, Wayne, and Wyoming.

    Highmark Coverage Advantage

    Highmark Coverage Advantage covers the following Pennsylvania counties in 2026: Allegheny, Butler, Erie, Washington, and Westmoreland.

    Keystone Health Plan Central

    Keystone Health Plan Central covers the following Pennsylvania counties in 2026: Centre, Union, Northumberland, Montour, Columbia, Mifflin, Snyder, Juniata, Perry, Dauphin, Lebanon, Schuylkill, Lehigh, Northampton, Berks, Lancaster, Cumberland, Fulton, Franklin, Adams, and York.

    Keystone Health Plan East

    Keystone Health Plan East covers the following Pennsylvania counties in 2026: Bucks, Chester, Delaware, Montgomery, and Philadelphia.

    Oscar Health Plan of Pennsylvania, Inc.

    Oscar Health Plan of PA covers the following Pennsylvania counties in 2026: Bucks, Carbon, Chester, Delaware, Lackawanna, Lancaster, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Philadelphia, and Wyoming.

    Partners Insurance Company, Inc.

    Partners Insurance Company, Inc. covers the following Pennsylvania counties in 2026: Bucks, Carbon, Delaware, Lehigh, Monroe, Montgomery, Northampton, Philadelphia, and Schuylkill.

    QCC Insurance Company

    QCC Insurance Company covers the following Pennsylvania counties in 2026: Bucks, Chester, Delaware, Montgomery, and Philadelphia.

    UPMC Health Options, Inc.

    UPMC Health Options, Inc. covers the following Pennsylvania counties in 2026: Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Butler, Cambria, Cameron, Carbon, Centre, Clarion, Clinton, Columbia, Cumberland, Dauphin, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Northampton, Northumberland, Perry, Potter, Schuylkill, Snyder, Somerset, Sullivan, Tioga, Union, Venango, Warren, Washington, Westmoreland, Wyoming, and York.

    UPMC Health Plan, Inc.

    UPMC Health Plan, Inc. covers Crawford County and Clearfield County in 2026.