Overview
The Creative Business Loan Fund is a financial initiative aimed at supporting small, creative businesses throughout Pennsylvania. With a total funding pool of $2.6 million, the program offers affordable and flexible financing options tailored to the unique needs of creative entrepreneurs.
Loan amounts can range from a few thousand dollars to an average of $110,000, with the possibility of considering larger requests. This program is designed to empower creative businesses, fostering growth and innovation within the commonwealth's vibrant arts and culture sector.
How to apply
- Read the application guidelines in full.
- Check the due dates for grants to determine the current year application deadline.
- Apply through the Electronic Single Application (ESA).
Eligibility requirements
- Be a nonprofit, tax-exempt corporation, or a unit of local governments.
- Note that Pre-K to 12 schools and programs are not eligible. This includes all public, private, parochial, and charter schools, and their booster organizations. (K-12 schools should contact the Arts in Education Program of the PCA for other opportunities).
- Be located in Pennsylvania. Except for nonprofit, tax-exempt corporations acting as fiscal sponsors for an unincorporated group or a Pennsylvania LLC with a not-for-profit purpose. (See application guidelines for further guidance on fiscal sponsorship.)
- Register with the Pennsylvania Bureau of Corporations. This excludes local governments and fiscal sponsors.
- Have a history of at least two years of consistent arts programming in Pennsylvania.
Revenue requirements:
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Have an annual average arts revenue over $200,000. PCA determines revenue size by a two year average demonstrated by:
- Arts Organization: Form 990-Department of the Treasury-Internal Revenue Service
- Arts Program of Non-Arts Organization: Applicant board approved arts-specific program financial statement.
The program financial statement must detail program revenue and expenses. It must include contributed and earned income, and investment income, if applicable. In-kind is not included.
Resources
Do you have questions about AOAP?
- For technical and login questions, contact the DCED egrants help desk:
- Email: egrantshelp@pa.gov
- Phone: 1-833-448-0647
- For questions about content and attachments, contact one of these PCA staff members:
- Ian Rosario
- Email: irosario@pa.gov
- Phone: 717-525-5548
- Amy Gabriele
- Email: agabriele@pa.gov
- Phone: 717-525-5547
- Seth Poppy
- Email: spoppy@pa.gov
- Phone: 717-787-1520
- Ian Rosario